New Home Warranties: What's Covered When You Build in Fort Walton Beach, FL

A new home warranty in Fort Walton Beach, FL is the builder's written promise to stand behind the home after you move in — and most follow a familiar "1-2-10" pattern: about one year on workmanship and finishes, around two years on major systems like plumbing, electrical, and HVAC, and up to ten years on major structural defects. The exact coverage lives in the written warranty document, so the most important step is reading it before you sign.

A warranty is one of the real advantages of buying new instead of existing. Here is how new home warranties usually work and what to look for when you build on the Emerald Coast.

The Typical 1-2-10 Coverage

The Federal Trade Commission's guide to warranties for new homes describes the common tiers that most builder warranties follow:

• Year one: workmanship and materials on most components, such as drywall, paint, and trim.

• About two years: the major systems — plumbing, electrical, heating, and cooling.

• Up to ten years: major structural defects affecting the load-bearing parts of the home.

Separately, manufacturers warrant specific products — roofing, appliances, windows — on their own terms, which run alongside the builder's coverage.

Read the Warranty Before You Sign

The FTC's general guidance on written warranties is a good reminder to check the details: what is covered and excluded, how long each tier lasts, who to call for a claim, how to submit one, and whether the coverage transfers if you sell. A clear warranty from a builder who answers the phone is worth far more than a thick document from one who does not.

Why a Licensed, Established Builder Matters

A warranty is only as good as the builder behind it. Confirm the builder holds a current Florida license through the DBPR license search, and look for a track record and local roots. Aroha Builders is a licensed Florida contractor (CRC1335415), a continuation of Watree Homes with more than 500 homes built, a 2025 Parade of Homes award winner, and a member of the Florida Home Builders Association — the kind of standing that means someone is there when you need them.

Building a New Custom Home with Aroha Builders

When you build a new custom home with us, you get a brand-new home backed by warranty coverage and a team that stands behind its work. Explore our completed projects, view available properties, learn more about us, or contact the team.

Frequently Asked Questions

What does a new home warranty usually cover?

Most follow a 1-2-10 pattern: about one year on workmanship, roughly two years on major systems, and up to ten years on major structural defects. Always confirm the exact terms in the written warranty.

Is a builder warranty the same as a home warranty I buy separately?

No. A builder warranty comes with a new home and covers construction. A purchased home warranty (service contract) is a separate product that covers repairs or replacement of certain systems and appliances.

Does the warranty transfer if I sell the home?

Often the remaining structural coverage can transfer to a new owner, which is a selling point. Check the specific warranty document for its transfer terms.

How do I get started with Aroha Builders?

Call 850-226-6185, email info@arohabuilders.com, or contact the team to talk about building your new home and the coverage that comes with it.

We are here to help you!

Phone: 850-226-6185

Email: info@arohabuilders.com

Website: https://www.arohabuilders.com

If you're ready to build a new home in Fort Walton Beach or anywhere in Okaloosa County, reach out to Aroha Builders — we'd love to help bring your dream home to life.